About IA Café VTU

Fast airtime and data top-up, bill payments, and digital services in one secure wallet. Built for speed, transparency, and reliability.

Instant delivery Secure by design Transparent fees Refer & earn
Snapshot
  • 2% deposit charge. No monthly fees.
  • PIN-protected transactions.
  • Real-time status and receipts.
  • Built for speed and reliability.

Our mission

To make everyday digital payments simple, fast, and fair — so you can focus on what matters. IA Café VTU puts top-ups, data, utilities, and other services at your fingertips with a smooth, wallet-first experience.

What you can do

Buy Airtime

All major networks.

Buy Data

Fast, reliable bundles.

Electricity

Prepaid & postpaid.

Cable TV

DSTV, GOtv & more.

Betting

Top-up seamlessly.

ePins

Instant delivery.

Transfers

Wallet transfers.

Developer API

Keys, webhooks, allowlist.

How it works

Step 1
Create an account

Sign up and log in. Your dashboard shows balance and quick actions.

Step 2
Fund your wallet

Use your virtual account. A 2% deposit charge applies.

Step 3
Pay & enjoy

Buy airtime/data, pay bills, and track transactions in real time.

Why choose IA Café

Instant delivery

Top-ups and bill payments process within moments of confirmation.

Transparent pricing

Upfront, simple fees. No hidden monthly charges.

Friendly support

Help when you need it — fast responses and clear guidance.

Secure platform

SSL, hashed PINs, and secure payment gateways protect your data and wallet.

Security & payments

Bank-grade encryption and tokenized gateways protect your transactions. Payments are processed through our secure partners.

SSL Secured PluzzyPay

What users say

“Super-fast airtime. Funding is smooth — I use it every day.”

— Chika, Lagos

“Clean interface, easy to navigate. My bills get paid in seconds.”

— Emeka, Abuja

“Love the referral bonuses and the support team is friendly.”

— Tolu, Ibadan

FAQs

Most deposits via your virtual account reflect automatically within minutes after bank confirmation.

A 2% charge applies to each deposit. There are no monthly fees.

You can update your phone number once from Profile. Further changes require contacting support.

Go to Profile → Security. Enter your old PIN, new PIN, and confirm. Keep your PIN private.

Check Transactions for status and reference. If delayed beyond normal time, contact support with the reference.

Yes — create keys, manage IP allowlist, and configure webhooks in the Developer section.
We’re here to help

Questions, ideas, or feedback? Say hello — we reply fast.


By using IA Café, you agree to our Terms. All product names, logos, and brands are property of their respective owners.